Blue Monday is here – but it’s a time to do something exciting, not to be sad. Blue Monday was meant to be a day when we look forward to something positive, something you can't wait to do or challenge yourself with. Blue Monday is often is billed as the most depressing day of the year. Generally falling on the third Monday of January, when we are most likely to be cold, low on cash following Christmas and furthest from payday. Initially Blue Monday was created as a marketing/